Launch where
others stall.

Apix Partners is a holding company that gets fintechs live in the CIS, Türkiye and the GCC. Regulation, payment rails, local infrastructure and capital — from one partner, on the ground.

Book an intro call What we do

9:41

Launch readiness

3 markets
in motion

Türkiye · licenceAnalyze

UAE · railsLive

Kazakhstan · entitySetup

Next milestone

GCC filing

Settlement float$2.4M

Rails connected7

Experience

10+

years of mandates

Coverage

regions we enable

CIS TR GCC

Scope

core service lines

Structure

partner for the whole entry

What we do

Everything between a plan and a live platform.

Regulatory compliance

Licensing strategy, regulator relations and compliance frameworks per jurisdiction. We know what the authorities expect and get you through without losing quarters to guesswork.

Licence scoping: EMI, PSP, PI, crypto and agent models

Application files, business plans and regulator Q&A

AML/CFT policy, KYC flows and sanctions screening design

Interim compliance officer and MLRO cover

Ongoing reporting, audit and inspection readiness

Payment rails

Access to the local schemes, acquirers and settlement partners your platform needs to move money in-market. Rails that work on day one, not rails that look good in a deck.

Card acquiring, issuing and scheme sponsorship introductions

Local transfer schemes, wallets and cash-in/cash-out networks

Correspondent banking and settlement account opening

FX, treasury and multi-currency payout structuring

Commercial negotiation and integration oversight

Local infrastructure

Deployment of the operational and technical infrastructure needed to act locally — entities, hosting, data residency, staffing and interim management until your own team stands.

Entity incorporation, free-zone selection and corporate governance

Local hosting, data residency and infosec requirements

Hiring the first local team: ops, risk, support, finance

Interim country manager and operations leadership

Vendor selection: core processing, KYC, fraud, support tooling

Capital & investment

Working capital and investment to launch your platform in these regions. As a holding company we put our own capital behind the mandates we believe in.

Working capital for settlement and float requirements

Equity investment into regional launches

Joint ventures and local partnership structures

Regulatory capital planning per licence

Introductions to regional co-investors

Where we enable

Three regions, each with its own rulebook.

CIS

Fragmented regulation, distinct rails per market and paperwork that rewards local presence. We bring the relationships and interim operators that make the region navigable.

Kazakhstan Uzbekistan Azerbaijan Georgia

Türkiye

A large, fast-moving payments market with a demanding licensing regime. We guide you through the regulatory process and stand up the local operation the licence requires.

Payment institution licence Local acquiring Data residency

GCC

Ambitious regulators, sandbox programmes and real appetite for fintech — if you arrive structured correctly. We position your entry, from jurisdiction choice to infrastructure and capital.

UAE Saudi Arabia Qatar Bahrain

How we work